Terms and Conditions

Welcome to www.mydawa.com (the "Website"). You may also access MYDAWA services through the MYDAWA App (the "App") which has been installed on a mobile device. The following are the Terms and Conditions, read together with the Privacy Policy, that governs your purchase and use of the products and services (the "Products") from mydawa.com, and constitute a legally binding agreement, between you ("the Customer", the "User" or "the Caregiver") and MYDAWA Pharmaceuticals which is the licensed operator of MYDAWA in Kenya.

By visiting, viewing, accessing or otherwise using any of the services or information created, collected, compiled or submitted to www.mydawa.com, you are deemed to have agreed to all the following Terms and Conditions of Sale/Service. So, before you use this Website/App, please read these Terms and the Privacy Policy carefully as you agree to be bound by them. If you do not accept these Terms and Conditions, please do not use this Website/App.

By continuing usage of the Website/Application, you are consenting to be bound by these T&Cs for use and access of the Website/Application.

The Services constitute a technology platform that enables users of MYDAWA's mobile applications or website provided as part of the Services to order for health and wellness products. The Services are made available solely for your personal, non-commercial use.

1. Eligibility

a) You will be "Eligible" to use the Services only when you fulfil all the following conditions:

i. You have attained at least 18 (eighteen) years of age.

ii. You are competent to enter a contract under the Applicable Laws.

iii. You have a valid registered mobile number.

iv. You agree to comply with our terms and conditions of use.

b) If you are not Eligible, please immediately abandon all attempts to register with us or use our services.

c) You acknowledge that we rely completely on the information provided by you and we shall not be held liable if you or anyone who uses your Account to access the services on the Website/Application is not eligible to use the same.

2. Creating an Account

a) To use certain features of the Website/App (e.g., ordering Products, posting rating/reviews, receiving MYDAWA e-newsletters), you must set up an account with mydawa.com ("MYDAWA Account") and provide certain information about yourself as prompted by the Customer Information form, including, your name, gender, email address, an account password, mobile phone number and date of birth. All of your registration information provided in the Customer Information form is handled and stored in accordance with the terms set out in our Privacy Policy. The data provided by you will be used for contacting you for all service-related matters.

b) By use of the Website/App, you consent to your personal data being collected, processed, stored and shared in accordance with the terms of our Privacy Policy.

c) You understand and acknowledge that you can register on the Website/Application only after complying with the requirements of Clause 1 and through a valid mobile number and Email ID.

d) You will be required to enter Your Registration Data on the Website/Application following which a One-Time Password (OTP) would be sent to the mobile number you have used to register. You will be required to enter the OTP to complete the registration process.

e) Upon completion of the verification process in accordance with Clause 2.2 above, you will be added to our platform through which you can avail the Services offered on the Website/Application.

f) You represent and warrant that the information you submit during registration via the Customer Information form is truthful and accurate and that you will maintain the accuracy of such information.

g) You shall not impersonate someone else or provide account information, an email address or any other information that is not Your own. We shall bear no liability for false, incomplete, old or incorrect Registration Data provided by you.

h) In the event of any change in the said Registration Data, you agree to promptly update your Registration Data on the Account to ensure that the communication we intend to send to you is promptly delivered and is not sent to any other entity/third party.

i) We reserve the right to suspend or terminate your Account with immediate effect and for an indefinite period, if we have a reason to believe that the Registration Data or any other data provided by you is incorrect or false, or that the security of your Account has been compromised in any way, or any other reason we may find to do so. MYDAWA will not be liable for any loss or damages as a result of your failure to maintain the confidentiality of your account credentials. If you suspect any unauthorized use of your MYDAWA account, you shall immediately notify mydawa.com on 0111054949 or support@mydawa.com. We also reserve the right to suspend your Account with immediate effect and for an indefinite period upon receipt of any complaint from the Service Provider.

j) You are eligible to only one account in respect of your Mobile Number and Email ID.

k) Your MYDAWA Account username and password are personal to you. You may not assign or otherwise transfer your account and you will be responsible for the activities associated with your MYDAWA Account.

l) By using the Mobile Application, you further agree that:

1. You will download the Application for your sole, personal use and will not resell it to a third party;

2. You will not authorize others to use your account;

3. You will not use the Application for unlawful purposes, including but not limited to sending or storing any unlawful material or for fraudulent purposes;

4. You will not use the Application to cause nuisance, annoyance or inconvenience;

5. You will not try to harm Application in any way whatsoever;

6. You will provide us with whatever proof of identity we may reasonably request.

3. Customer Eligibility

Customers or Users must be over 18 years of age and registered with us. MYDAWA.com is not intended for children under the age of 18. We will not knowingly collect information from MYDAWA visitors in this age group. If you are below 18 years of age, please stop any further use of the Website and the App.

4. Price and Payment

a) All our product prices include all applicable statutory taxes.

b) We make every effort to make sure that the pricing and availability of Products on our Website/App are accurate and up to date. However, rarely, there may be an error on the pricing of a product or an error related to product availability. In such cases, we are not responsible for any typographical errors or other errors and we reserve the right to cancel the sale.

c) We reserve the right to correct any inaccuracies or omissions related to the pricing and product availability/descriptions, even after you have submitted your order, and to change or update any other information at any time without prior notice.

d) You can make the payment via any one of the following methods:

i. Mobile Money:

Mpesa
Airtel
Equitel

ii. Debit and Credit Card

ii. Insurance:

AAR Insurance
First Assurance
Heritage Insurance
Sanlam Insurance
Britam Insurance
KCB
Madison Insurance
PACIS Insurance
Minet Insurance
CIC Insurance
Cigna
MUA
KU
Fidelity Insurance
Star Discovery
Jubilee
Liaison Insurance
APA Insurance

e) Payment for orders outside Nairobi and greater Nairobi Metropolitan will be made as you complete the purchase. For orders within Nairobi, there is an option to pay on delivery via mobile money.

5. Use of Information on the Website/App

a) The information provided on the Website/App or through our services is intended for informational purposes only and is not intended to diagnose, treat, cure or prevent any disease.

b) The information on this Website/App is not a substitute for professional medical advice or treatment for specific medical conditions. It is important that you do not make medical decisions, and you should always seek the advice of your physician or other qualified healthcare professional with any questions you may have about your medical condition.

c) MYDAWA does not endorse any views or opinions that may be included in the Website/App Content or other information provided through our Services. Your submission of questions or reviews on our Products does not constitute a professional relationship between you and mydawa.com.

6. Cookies Policy

a) Visiting MYDAWA's website/App with your browser settings adjusted to accept cookies tells us that you want to use MYDAWA's products and services and that you consent to our use of cookies and other technologies to provide them to you as described in this notice and in our Privacy Policy. See below for information on how to modify the settings in your device to notify you when you receive a new cookie and disable cookies altogether.

b) Cookies are unique identifiers that we transfer to your device to enable our systems to recognize your device and to provide features such as product recommendations, interest-based advertisements on other Web sites (e.g., MYDAWA Associates with content served by MYDAWA), and storage of items in your shopping basket between visits. Any reference to "sites" of MYDAWA includes our MYDAWA website or mobile app.

c) We also use cookies for additional purposes, including:

i. Identifying you when you sign-in to our site. This allows us to provide you with product recommendations, display personalized content, and recognize you as an MYDAWA user among other customized features and services we provide.

ii. Delivering content, including advertisements, relevant to your interests on MYDAWA sites and third-party sites. Our interest-based ads are subject to your preferences as described in the next section.

iii. Keeping track of your specified preferences. This allows us to honour your likes and dislikes, such as whether or not you would like to see interest-based ads. You may generally exercise your preferences through Your Account.

iv. Keeping track of items stored in your shopping basket.

v. Conducting research and diagnostics to improve MYDAWA's content, products and services.

vi. Preventing fraudulent activity.

vii. Improving security.

d) Cookies allow you to take advantage of some of MYDAWA's essential features. For instance, if you block or otherwise reject our cookies, you will not be able to add items to your Shopping Basket, proceed to Checkout, or use any MYDAWA products and services that require you to Sign in.

e) The Help feature on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. Additionally, you can disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on's settings or visiting the website of its manufacturer.

f) On MYDAWA owned and operated sites and unaffiliated sites, MYDAWA displays interest-based advertising using the information you make available to us when you interact with our sites, content, or services. Interest-based ads, also sometimes referred to as personalized or targeted ads, are displayed to you based on information from activities such as purchasing on our sites, use of devices, apps or software, visiting sites that contain MYDAWA content or ads, interacting with MYDAWA tools or using our payment services, like Checkout by MYDAWA.

g) Like other online ad networks, we use cookies, web beacons (also known as action tags or single-pixel gifs), and other technologies (collectively, "cookies"). Cookies enable us to learn about what ads you see, what ads you click, and other actions you take on our sites and other sites. This allows us to provide you with more useful and relevant ads. For example, if we know what ads you are shown we can be careful not to show you the same ones repeatedly.

h) We do not associate your interaction with unaffiliated sites with your identity in providing you with interest-based ads.

i) MYDAWA offers you choices about receiving interest-based ads from us. You can choose not to receive interest-based ads from MYDAWA. You will still see ads but they will not be personalized. Also, as described above, you may modify the settings in most browsers to notify you when you receive a new cookie and disable cookies altogether.

7. Communication from MYDAWA

a) By accepting these terms and conditions, you consent to receive communication from MYDAWA through SMS, email and in-app notifications. Such messages may include ordering information, notifications, targeted surveys or communications on behalf of MYDAWA partners and affiliates, as you consume our services and relevant to your interactions with MYDAWA. These messages will be relayed to you free of charge. Whoever has access to your mobile phone, your MYDAWA account or email address may also be able to see this information.

b) The frequency of informational alerts we send to you will vary by your prescription activity, the services you receive or your transactions with us.

c) Occasional promotional messages relevant to your interactions with MYDAWA may also be sent to you if you have opted to receive updates from MYDAWA.

d) You will be allowed to opt-out of this service at any time.

1. To stop receiving text alerts, text STOP to *456*9*5#. After you submit a request to unsubscribe, you will receive one final text message confirming that you will be inactivated in our system. No additional text messages will be sent unless you re-activate your subscription to text alerts.

2. To stop receiving email alerts, please click on unsubscribe at the bottom of the email. You will be presented with a form and upon completion, no additional emails will be sent to you.

e) MYDAWA reserves the right to terminate this service, in whole or in part, at any time without notice.

8. Disclaimer of Warranties and Limitation of Liability

1. All information, Products and services included on or otherwise made available to you through this Website/App are provided by MYDAWA on an "as is" and "as available" basis, either express or implied, we specifically disclaim warranties of any kind to the extent allowed by the applicable law. You expressly agree that your use of this Website/App is at your sole risk.

2. MYDAWA assumes no responsibility for any damages or viruses that may infect your computer equipment, mobile phone or other property on account of your access to, use of, or browsing in this site.

3. MYDAWA has exerted reasonable efforts to ensure that all information published on the Website/App is accurate at the time of posting; however, there may be errors in such information for which we shall have no liability. We reserve the right to remove or alter any of the information contained on the Website/App at our sole discretion.

4. MYDAWA endorses the effectiveness, quality, or safety of the Products available on its Website/App.

5. Please note that while MYDAWA has made every effort to accurately display the colours of products on its Website/App, the actual colour you see will depend on your device. We cannot guarantee that your device's display of any colour will be the same as the colour of the Products delivered to you.

6. We may let you view our information and communicate with us through Social Media services such as Facebook and Twitter. MYDAWA explicitly disclaims any responsibility for the terms of use and privacy policies that govern the use of these third-party websites/Apps, which are in no way associated with us.

7. MYDAWA reserves the right to modify or withdraw any part of the Website/App or any of its content at any time without notice.

9. Website/App Availability

We take all reasonable care to ensure the availability of the MYDAWA Website/App 24 hours every day, 365 days per year. However, the Website/App may become temporarily unavailable due to maintenance, server or other technical issues, or for reasons beyond our control. MYDAWA does not warrant uninterrupted access to this Website/App or any linked Website/App. However, we may, but shall not be obliged to, issue a notice when we know of scheduled maintenance of our Website/App.

10. Links to Third-Party Websites/Apps

We may provide links to third-party websites/Apps, our online payment service partners, which process your payments. We are not responsible for the availability or proper functioning of such linked pages or sites, and we will not be held responsible for any loss or inconvenience encountered as a result of using such website/App link.

11. Terms of Sale

1. Payment for your orders will be made as you complete the purchase.

2. No credit facilities will be available and payment must be made in full.

3. You will be required to provide a delivery address as part of the check-out process. All ordered products will be delivered to that address.

4. For Prescription Orders, please ensure you personally receive your order to receive any counselling on medicine administration and handover the original prescription to the delivery rider as you receive your order. We remind you that this is a legal obligation for the receipt of all prescription-only medication.

5. For Insurance Orders, ensure you personally receive your order to receive counselling on medicine administration and process your biometrics against your insurance card. In addition, please handover the original prescription and Claim Form to the rider. Without both the original prescription and claim form, your insurer may decline to cover your medication.

6. For Insurance orders, only prescription medicines authorized under your insurance cover will be dispensed. We will work closely with your doctor/insurance provider to ensure a seamless customer experience.

7. MYDAWA will keep you updated on the status of your purchase throughout the ordering process until it is delivered to your selected location. Our shipping policy outlines our delivery timelines. These are our company objectives and not a contractual guarantee.

8. MYDAWA may accept or decline any order placed by a Customer in its absolute discretion without liability to you.

9. MYDAWA reserves the right to discontinue any program or offer on its Website/App.

10. We reserve the right, without prior notice, to limit the order quantity of any Products available on our online store.

11. You acknowledge and you agree that you have fully and accurately disclosed your personal information and personal health information and consent to its use by MYDAWA and/or its affiliates. You confirm that you have had a consultation by a physician and the prescription provided is issued by a certified medical practitioner.

12. You understand that all products shall be dispensed by a registered Pharmacist and authentication will be required to confirm that the product is of good quality.

13. If you are the patient/parent/authorized person on behalf of the patient, you authorize and appoint MYDAWA and/or its affiliates, as your attorney and agent, to take all steps, sign all documents and to act on your behalf as if you were personally present and acting for yourself for the limited purposes of (a) obtaining a valid prescription for any prescription which you have sent through Mydawa.com; and (b) packaging your prescriptions and delivering them to you. By making this purchase you hereby authorize MYDAWA and/or its affiliates to deliver the order to your designated location by courier. This authorization shall include, but not be limited to: collecting and using your personal and personal health information as reasonably necessary for the fulfilment of your order.

"YOU CONFIRM THAT YOU HAVE READ AND UNDERSTAND THESE TERMS AND AGREE THAT THEY SHALL BE BINDING UPON YOU AND YOUR ASSIGNS, HEIRS AND PERSONAL REPRESENTATIVES."

"If you are the parent/legal guardian/authorized person for the patient disclosed herein, you affirm that you are over the age of majority, and have full authority to sign for and provide the above representations to MYDAWA and/or its affiliates on the Patient's behalf."

12. Prescription Medication Policy

1. MYDAWA, a fully licensed and regulated company, takes all precautions to strictly abide by the laws and regulations set forth in the dispensing of prescription medications. By placing the order for your prescription medicines, you acknowledge and accept the following terms regarding the purchase of any prescription medicines.

2. MYDAWA will not dispense any prescription medication without a valid prescription from a licensed physician.

3. If you are ordering prescription medication(s), you hereby confirm that you will send us an original scanned copy of your valid prescription(s) via the MYDAWA App or Website/App, and this prescription shall then be subject to the scrutiny of and approval by our qualified Pharmacists.

4. The drug information provided in the MYDAWA is for informative purposes only and the Website/App is not intended to provide diagnosis, treatment or medical advice. We are not liable for any adverse effects or harm to you as a result of your reliance on the information in the Website/App.

5. MYDAWA requires either the User or Customer or the Caregiver to confirm he/she is completely aware of the indications, side effects, drug interactions, effects of missed dose or overdose of the medicines he/she orders from us. It is imperative to seek professional advice from your physician before purchasing or consuming any medicine from MYDAWA.

6. At MYDAWA, a Caregiver can order prescription medicines on your behalf.

13. Copyrights, Trademarks and Other Intellectual Property Rights

1. MYDAWA is a Registered Trademark.

2. As per the Terms and Conditions of MYDAWA, the Website/App grants access to Users/Customers to view the content solely for visiting, ordering, and communicating with us only. All materials in this Website/App, including, but not limited to, images, illustrations, text, logos and page headers, that are part of this Website/App are copyrights and/or other intellectual properties owned by MYDAWA. All other trademarks not owned by MYDAWA that appear on this Website/App are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by MYDAWA.

3. You hereby agree that you will not reproduce, duplicate or copy the content of MYDAWA for any purpose unless you have been specifically permitted to do so in a separate agreement with this Website/App.

14. User Indemnification

You hereby agree to indemnify, defend, hold harmless MYDAWA and its officers, directors, employees, agents, information providers, partners, licensors, advertisers and suppliers from and against all claims, losses, expenses, damages and costs, including reasonable legal fees and costs, resulting from any violation of this agreement, or any activity related to your account, or any information or material you have submitted or will submit to us in violation of any law or in breach of any third party rights (including, but not limited to, claims in respect of defamation, invasion of privacy, or infringement of any other intellectual property right). We reserve the right to exclusively defend and control any claims arising from the above and any such indemnification matters, and you hereby agree to cooperate fully with us in asserting any available defences.

15. Applicable Law and Jurisdiction

These Terms and Conditions and your use of this Website/App and its content will be governed by and construed in all respects in accordance with the laws of Kenya.

16. Severability

If any provision of these Terms and Conditions shall be unlawful, void, or for any reason is unenforceable, then that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any remaining provisions.

17. No Waiver

No failure on the part of MYDAWA to enforce any part of these Terms and Conditions shall constitute a waiver of any of MYDAWA's rights under these Terms and Conditions, whether for past or future actions on the part of any person. Neither the receipt of any funds by MYDAWA nor the reliance of any person on MYDAWA actions shall be deemed to constitute a waiver of any part of these Terms and Conditions. Only a specific, written waiver signed by an authorized representative of MYDAWA shall have any legal effect whatsoever.

18. Submissions

1. MYDAWA reserves sole discretion to accept, edit or reject any and all materials you may send to us ("Submissions"). Such Submissions should not be offensive on moral, religious, racial or political grounds or of an abusive, indecent, threatening, unlawful, obscene, defamatory, menacing or otherwise objectionable nature. Transmitting such offensive materials may violate relevant laws, regulations and ethics of pharmacy.

2. MYDAWA shall be deemed to own all known and hereafter existing rights of every kind and nature regarding the Submissions. By posting, uploading, inputting or providing your Submissions, you hereby grant unrestricted use of the Submissions for any purpose, without compensation to you, including a non-terminable, royalty-free and non-exclusive license to use, copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

3. You also represent and warrant that your Submissions will not infringe, misappropriate or violate a third party's patent, copyright, trademark, trade secret, moral rights or other intellectual property rights, or rights of publicity or privacy.

4. The User/Customer shall be prohibited to introduce, post, or transmit any information or software, which contains a virus, worm or other harmful components into the MYDAWA Website/App.

5. MYDAWA does not endorse and is not responsible for any Submissions on its Website/App. We will not be liable for any loss or harm caused by the Submissions or your reliance on the information, including but not limited to, statements, opinions and reviews posted by the Users/Customers, which may be inaccurate, offensive, obscene, threatening or harassing.

19. Termination

You agree that MYDAWA, in its sole discretion and for any or no reason, including without limitation if you breach these Terms and Conditions, may terminate your access to and use of the Website/App, at any time. You agree that any termination of your access to the Website/App or suspension of your account may be effected without prior notice, and you agree that MYDAWA shall not be liable to you for any such termination. Your right to use the MYDAWA Website/App/Service immediately ceases upon termination of your access/use of the Website/App.

20. Diaper50 Campaign on MYDAWA

How to use coupon code "Diaper50":

1. Select your desired baby diapers from MYDAWA website. You can also purchase other products in the same shopping cart during the same transaction.

2. During checkout, enter coupon code Diaper50 in the designated field, and the discount will be applied to your Baby diapers purchase.

3. Enjoy the one-time discount on your Baby diapers.

Terms & Conditions:

1. DIAPER50 coupon code is valid only for Baby diapers including, Huggies, Nip Nap, Rascal & Friends, Neli & Co, Softcare, Molfix and Pampers.

2. If you purchase other brands and products on MYDAWA, the discount will only apply to the Baby diapers in your shopping cart during checkout.

3. Coupon code DIAPER50 can only be used by registered MYDAWA shoppers. Guest shoppers must register to be able to redeem the discount.

4. Coupon code DIAPER50 can be used only once per shopper. Once redeemed, the coupon code cannot be used again.

5. A unique shopper is someone with unique login details, phone number, shipping address, email address, IP address, or a combination of any of these.

6. The discount is limited to 1000 KES. If your purchase exceeds 2000 KES, only 1000 KES can be redeemed. If your purchase does not reach 2000 KES, only 50% of the value of Baby diapers items in the shopping cart can be redeemed.

7. If a Baby diapers product is already discounted, the 50% discount applies from the original non-discounted price.

8. DIAPER50 coupon code can only be used on MYDAWA website for delivery locations within Kenya.

9. This offer is valid until 31st December 2025, or while stocks last.

11. These Terms and Conditions are subject to change during the promotion without providing a reason, at the discretion of MYDAWA. No refund or compensation of any kind can be claimed.

12. The DIAPER50 coupon code cannot be combined with any other offers, promotions, or discounts.

13. The DIAPER50 coupon code is not transferable and cannot be exchanged for cash or credit.

14. MYDAWA reserves the right to cancel or modify the promotion at any time without prior notice.

15. MYDAWA reserves the right to refuse or cancel the use of the coupon code if it is found to be used in violation of these Terms and Conditions or for any fraudulent or abusive purposes.

16. MYDAWA's decision regarding any aspect of the promotion, including but not limited to eligibility, discount calculation, and redemption, shall be final and binding.

17. By using the coupon code, you agree to comply with these Terms and Conditions and all applicable laws and regulations.

21. Changes to These Terms and Conditions

MYDAWA reserves the right to amend these terms and conditions from time to time. MYDAWA will notify you of any material changes or additions to these Terms and Conditions and will provide you with a copy of the amended Terms and Conditions, either under this Website, by use of your email address provided to MYDAWA or by any other suitable means which ensure that you will be able to take notice of the changes to these Terms and Conditions.

These Terms were revised and published on 01/12/2023.

Contact Information

Please contact us for any questions or comments regarding these Terms and Conditions.

Telephone: +254 111054949

E-mail: support@mydawa.com

Promotional Terms & Conditions

9 Insurance Covers for KES 9 — In Partnership with APA Insurance

Promotion Period: March 2026

PROMOTION AT A GLANCE
Promotion Name	9 for 9 — Anniversary Insurance Offer
Promoter	MYDAWA Limited
Insurance Partner	APA Insurance (provider of Jamii Plus cover)
Promotion Period	16th March – 5th April
What is on Offer	9 (nine) APA Jamii Plus standard policy covers available per KES 9 each
Number of Drops	2 drops total — 28th March (Friday) and 29th March (Saturday)
Total Covers Available	9 covers across all drops
Cover Duration	Annual cover
Promotion Price	KES 9 per cover, paid with Loyalty Points
Eligibility	Registered MYDAWA customers aged 18 years and above
Mechanic	First-come, first-served. Hidden SKU on MYDAWA platform
Geographic Scope	Kenya only

1. Definitions

In these Terms and Conditions, the following definitions apply:

1.1 "Promoter" means MYDAWA Limited, a company incorporated in Kenya, operating the e-commerce health platform accessible at www.mydawa.com and via the MYDAWA mobile application.

1.2 "Insurance Partner" means APA Insurance, the licensed Kenyan insurer underwriting and administering the APA Jamii Plus health insurance policy offered under this Promotion.

1.3 "Promotion" means the "9 for 9" anniversary promotional offer described in these Terms and Conditions, whereby eligible participants may purchase one (1) APA Jamii Plus Cover for KES 9.

1.4 "Cover" means a standard APA Jamii Plus health insurance policy issued by APA Insurance to a successful Claimant pursuant to this Promotion.

1.5 "Drop" means each individual release of Mystery Box Covers on the MYDAWA Platform during the Promotion Period, occurring on Friday 28th March 2025 and Saturday 29th March 2025 at the times designated by the Promoter.

1.6 "Hidden SKU" or "Mystery Box" means the unique, time-limited product listing placed on the MYDAWA Platform at the commencement of each Drop, through which eligible participants may purchase a Cover. Mystery Boxes are not discoverable via the Platform's standard search function and must be located by browsing the Platform.

1.7 "Claimant" means an eligible participant who successfully locates and completes payment for the Hidden SKU during an active Drop.

1.8 "Promotion Period" means the calendar month of March 2025, inclusive of all scheduled Drop dates as announced by the Promoter.

1.9 "Platform" means the MYDAWA website (www.mydawa.com) and the MYDAWA mobile application.

1.10 "KES" means Kenya Shillings, the lawful currency of the Republic of Kenya.

1.11 "Policy Documents" means the full terms, conditions, exclusions, and schedule of benefits of the APA Jamii Plus insurance product as issued by APA Insurance.

2. The Promoter & Insurance Partner

2.1 This Promotion is organised and run by MYDAWA Limited. MYDAWA is acting as the distribution and promotional channel for this offer. MYDAWA is not a licensed insurance company or insurance broker.

2.2 The APA Jamii Plus insurance cover offered under this Promotion is underwritten and administered exclusively by APA Insurance, a company licensed and regulated by the Insurance Regulatory Authority (IRA) of Kenya.

2.3 All insurance obligations, claims, policy terms, and cover administration are the sole responsibility of APA Insurance. MYDAWA's role is limited to facilitating access to this offer through the Platform.

2.4 Participants are advised to read the full APA Jamii Plus Policy Documents, which govern the insurance cover and take precedence over any marketing or promotional materials published by MYDAWA in the event of any inconsistency.

3. Eligibility

3.1 To be eligible to participate in this Promotion and purchase a Cover, a participant must:

3.1.a Be a registered account holder on the MYDAWA Platform at the time of the relevant Drop;

3.1.b Be at least eighteen (18) years of age;

3.1.c Be resident in the Republic of Kenya;

3.1.d Have a valid and active payment method registered on the Platform; and

3.1.e Comply with all requirements set out in these Terms and Conditions.

3.2 The following persons are not eligible to participate:

3.2.a Employees, contractors, agents, and immediate family members of MYDAWA Limited and APA Insurance;

3.2.b Any person who has previously claimed a Cover under this Promotion (one Cover per person for the entire Promotion Period); and

3.2.c Any person using automated tools, bots, scripts, or any other technology to gain an unfair advantage in locating or purchasing the Hidden SKU.

3.3 MYDAWA reserves the right to verify the eligibility of any participant at any time and to disqualify any participant who does not meet the eligibility criteria or who is found to have acted in breach of these Terms and Conditions.

ONE COVER PER PERSON — for the entire Promotion Period. A participant who successfully claims a Cover in any Drop is ineligible to claim a further Cover in any subsequent Drop.

4. How the Promotion Works

4.1 The Promotion runs across two (2) scheduled Drops during the Promotion Period: (i) Friday, 28th March 2025, featuring six (6) Covers released in three (3) sub-drops at 9:00 AM, 12:00 PM, and 4:00 PM EAT (two Covers per sub-drop); and (ii) Saturday, 29th March 2025, featuring three (3) Covers released in a single drop at 12:00 PM EAT. Specific Drop times will be announced by the Promoter on the Platform and via official MYDAWA social media channels.

4.2 Prior to each Drop, the Promoter will publish teaser communications on official MYDAWA social media platforms to alert participants that a Mystery Box Drop is imminent. These communications are intended to build awareness and do not reveal the precise location of the Mystery Box on the Platform.

4.3 At the designated Drop time, the Promoter will activate the Hidden SKU on the Platform. The Hidden SKU will be listed at a promotional price of KES 9.

4.4 Each Drop makes available the stated Covers only. The Promotion operates on a strict first-come, first-served basis. Once the stated successful purchases have been completed in a given Drop, the Hidden SKU will be deactivated and no further purchases will be possible for that Drop.

4.5 To claim a Cover, an eligible participant must:

4.5.a Be logged into their registered MYDAWA account;

4.5.b Locate the Hidden SKU on the Platform;

4.5.c Add the Hidden SKU to their cart; and

4.5.d Complete payment of KES 9 using MYDAWA Loyalty Points as the payment method, and select the MYDAWA Store as the designated pick-up point at checkout, before the Drop closes.

4.6 A Cover is only confirmed upon successful payment. Adding the Hidden SKU to a cart does not constitute a confirmed claim. MYDAWA accepts no responsibility for failed payments, payment processing delays, or technical issues on the part of the participant's bank or payment provider.

4.7 The Promoter reserves the right to alter the Drop schedule, postpone any Drop, or cancel any Drop in its sole discretion, including where technical difficulties are experienced. Where a Drop is cancelled, MYDAWA will endeavour to communicate this via the Platform and official social media channels.

5. The APA Jamii Plus Cover

5.1 Each successful Claimant will receive one (1) standard APA Jamii Plus health insurance policy, subject to underwriting, the terms, conditions, and exclusions set out in the full APA Jamii Plus Policy Documents.

5.2 Cover Duration: The duration of the Cover obtained under this Promotion is an annual cover. The Promoter and the Insurance Partner will communicate the cover duration clearly to each Claimant upon confirmation of their purchase.

5.3 Upon expiry of the Cover period, the Cover will lapse automatically. There is no automatic renewal of the Cover obtained under this Promotion.

5.4 At or before the expiry of the Cover, the Claimant will be contacted by APA Insurance with information on how to continue their insurance cover. Claimants who choose to take up a full APA Jamii Plus annual policy following expiry of their Promotion Cover may be eligible for the 10% first-year premium discount, subject to the applicable terms and conditions of that separate offer.

5.5 The APA Jamii Plus Cover obtained under this Promotion is subject to all standard underwriting requirements, terms, exclusions, and waiting periods as set out in the APA Jamii Plus Policy Documents. The payment of KES 9 does not waive, modify, or override any standard policy term or exclusion.

5.6 The Promoter makes no representation or warranty as to the suitability of the APA Jamii Plus Cover for any individual participant's needs. Participants are encouraged to read the full Policy Documents and seek independent advice if required.

5.7 The Cover is non-transferable and is issued solely in the name of the Claimant who made the purchase. The Cover may not be sold, gifted, assigned, or otherwise transferred to any third party.

6. Payment & Refunds

6.1 The promotional price for each Cover under this Promotion is KES 9 (Kenya Shillings nine only). This price is inclusive of all applicable taxes.

6.2 Payment must be completed exclusively using MYDAWA Loyalty Points. The KES 9 promotional price is redeemable via the Loyalty Points balance on the participant's registered MYDAWA account. No other payment method is accepted for this Promotion. A participant must have a sufficient Loyalty Points balance at the time of checkout to complete the purchase.

6.3 The KES 9 promotional payment is strictly non-refundable in all circumstances, including but not limited to:

6.3.a A change of mind by the Claimant after purchase;

6.3.b Failure by the Claimant to activate, register, or utilise the Cover;

6.3.c Dissatisfaction with the terms or scope of the APA Jamii Plus Cover; or

6.3.d Any dispute between the Claimant and APA Insurance regarding a claim under the Cover.

6.4 Notwithstanding Clause 6.3, where a technical error on the part of MYDAWA results in a duplicate charge to a participant, MYDAWA will process a refund of the duplicate amount within fourteen (14) business days of the error being confirmed.

7. Cover Activation & Registration

7.1 Following a successful purchase, the Claimant will receive a confirmation notification via the Platform and/or the registered email address or phone number on their MYDAWA account.

7.2 The Claimant may be required to complete an APA Insurance registration or onboarding process to activate the Cover. Details of this process will be communicated by APA Insurance directly to the Claimant following purchase.

7.3 MYDAWA accepts no responsibility for delays in activation caused by the Claimant's failure to provide accurate information, failure to complete the APA Insurance onboarding process, or delays attributable to APA Insurance's internal processes.

7.4 The Cover is subject to APA Insurance's standard underwriting and acceptance process. In the unlikely event that a Claimant does not meet APA Insurance's underwriting requirements, APA Insurance reserves the right to decline to issue the Cover. In such circumstances, the KES 9 payment will be refunded to the Claimant within fourteen (14) business days.

8. Making a Claim Under the Cover

8.1 All claims under the APA Jamii Plus Cover must be made directly to APA Insurance in accordance with the claims procedure set out in the APA Jamii Plus Policy Documents.

8.2 MYDAWA has no role in the assessment, processing, or settlement of any insurance claim under the Cover. Any queries or disputes relating to claims must be directed to APA Insurance.

8.3 APA Insurance's contact details for claims will be provided in the Policy Documents issued to the Claimant upon activation of the Cover.

8.4 MYDAWA shall not be liable for any claim refused, disputed, or partially settled by APA Insurance under the terms of the APA Jamii Plus policy.

9. General Conduct & Fair Play

9.1 The Promotion is intended to be a fair and accessible opportunity for all eligible MYDAWA customers. MYDAWA reserves the right to disqualify any participant who:

9.1.a Uses automated scripts, bots, or any technology to gain an unfair advantage in locating or purchasing the Hidden SKU;

9.1.b Creates multiple MYDAWA accounts to circumvent the one-Cover-per-person rule;

9.1.c Uses another person's MYDAWA account without their knowledge or consent;

9.1.d Engages in any fraudulent, deceptive, or dishonest conduct in connection with the Promotion; or

9.1.e Acts in any manner that is abusive, threatening, or harmful towards MYDAWA staff or other participants.

9.2 MYDAWA's decision on any matter relating to the conduct of this Promotion, including eligibility and disqualification, is final and binding.

9.3 No correspondence will be entered into regarding MYDAWA's exercise of its discretion under this Clause 9.

10. Limitation of Liability

10.1 To the fullest extent permitted by applicable Kenyan law, MYDAWA shall not be liable for:

10.1.a Any failure, interruption, or technical malfunction of the Platform that prevents a participant from accessing or completing a purchase of the Hidden SKU;

10.1.b Any loss suffered by a participant as a result of not successfully locating or purchasing the Hidden SKU during a Drop;

10.1.c Any loss, claim, or liability arising from or in connection with the APA Jamii Plus insurance cover, including any refused or disputed claim;

10.1.d Any indirect, consequential, or special loss arising out of or in connection with this Promotion; or

10.1.e Any personal data breach that is directly attributable to APA Insurance's systems or processes.

10.2 Nothing in these Terms and Conditions excludes or limits MYDAWA's liability for fraud, fraudulent misrepresentation, or any liability that cannot be excluded or limited under applicable Kenyan law.

11. Data Protection & Privacy

11.1 By participating in this Promotion, participants acknowledge that their personal data (including name, contact details, and payment information) will be processed by MYDAWA in accordance with the MYDAWA Privacy Policy, available at www.mydawa.com/privacy.

11.2 Personal data collected in connection with this Promotion will be shared with APA Insurance for the purpose of issuing and administering the Cover. By participating, the participant consents to this sharing of data.

11.3 MYDAWA and APA Insurance will handle all personal data in compliance with the Kenya Data Protection Act, 2019.

11.4 Participants have the right to access, correct, and request deletion of their personal data in accordance with the Data Protection Act, 2019. Requests should be directed to privacy@mydawa.com.

12. General Provisions

12.1 These Terms and Conditions, together with the APA Jamii Plus Policy Documents and the MYDAWA Privacy Policy, constitute the entire agreement between the participant and MYDAWA in relation to this Promotion.

12.2 These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of Kenya. Any dispute arising out of or in connection with this Promotion shall be subject to the exclusive jurisdiction of the courts of Kenya.

12.3 MYDAWA reserves the right to amend, suspend, or terminate this Promotion at any time in its sole discretion, including where circumstances arise that are outside MYDAWA's reasonable control. Any material changes will be communicated via the Platform and official MYDAWA social media channels.

12.4 If any provision of these Terms and Conditions is found to be invalid, unlawful, or unenforceable by a court of competent jurisdiction, that provision shall be severed, and the remaining provisions shall continue in full force and effect.

12.5 MYDAWA's failure to enforce any right under these Terms and Conditions shall not constitute a waiver of that right.

12.6 These Terms and Conditions are published in English. In the event of any conflict between an English version and any translated version, the English version shall prevail.

13. Contact & Complaints

13.1 For queries relating to this Promotion, participants may contact MYDAWA at:

Website

www.mydawa.com

support@mydawa.com

Phone

254 111 05 4949

In-App

Via the Help section of the MYDAWA mobile application

13.2 For queries relating specifically to the APA Jamii Plus Cover, claims, or policy terms, participants should contact APA Insurance directly using the contact details provided in the Policy Documents.

13.3 If a participant has a complaint about this Promotion that cannot be resolved by MYDAWA's customer service team, the participant may escalate the matter to the Competition Authority of Kenya (CAK) or, in relation to the insurance cover, the Insurance Regulatory Authority (IRA) of Kenya.

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